Staking Rewards Calculator
Calculate your staking yields
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Frequently Asked Questions
What is staking?
Staking locks up your crypto to support network operations (like proof-of-stake). In return, you earn rewards similar to interest.
What APY can I expect?
APY varies by network. Ethereum currently offers ~3-5%, Solana ~6-8%. DeFi protocols may offer higher but with more risk.
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How staking yield is calculated
What is Staking Rewards?
Delegated proof-of-stake networks pay rewards from protocol issuance plus transaction fees, distributed to validators who stake collateral and to the delegators who back them. Nominal APY is set by protocol emission schedules that typically decline as total stake rises.
Real yield = nominal APY minus token inflation and minus any validator commission (commonly 3-10%). If the protocol issues 5% new tokens and your stake is 40% of supply, your share of the network grows - but the token's purchasing power can still fall.
How the calculation works
Rewards compound at your payout cadence: daily, epochly (most networks pay every few days), or on withdrawal. Effective APY = (1 + r/n)^(n) - 1 where r is the nominal rate and n the payout periods per year. The calculator converts a nominal APY into monthly and daily reward rates for a given stake size, then nets out validator commission.
Lock-up matters enormously: a 21-day unbonding period (Cosmos-style) or multi-epoch queue means you cannot sell into a crash. Liquid-staking derivatives solve liquidity but add smart-contract and depeg risk.
Worked example
5,000 tokens staked at 7.2% nominal APY, 5% validator commission, epoch payouts: gross monthly ≈ 30 tokens, net after commission ≈ 28.5, compounding daily-equivalent gives an effective ~7.35% APY. If token inflation runs 6% network-wide, your real claim on the network grows about 1.3% per year before price moves.
Stake when you already intend to hold the asset through a full market cycle and can tolerate lock-ups. Compare net-of-commission, risk-adjusted yield against the liquid alternative (lending, treasury money-market equivalents) before moving size.
APYs float: they change with participation rates, token price, and governance votes. Historical APY is not a promise.
Smart-contract risk, validator slashing penalties (0.01-5% of stake on downtime/misbehaviour), exchange-custody risk, and taxes on each distribution all reduce or eliminate the headline number. Rewards are generally taxable as income when received.
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