1. Home
  2. Editorial Team
  3. Patricia Chen
Editorial team

Patricia Chen

Financial Planning at dangcash · 34 pages published

On this page

The calculators, the assumptions behind them, and explanations a reader can reproduce by hand.

About Patricia Chen

Patricia Chen owns dangcash's calculator library: retirement, tax, debt, salary and savings tools, and the written assumptions under each one. She authors the method cards that explain every formula in plain language, documents where each rate or limit comes from, and keeps the worked examples in step whenever an input changes - so the number on the screen and the explanation beside it never drift apart.

Her planning guides focus on decisions readers can act on: how much to save, when refinancing pays for itself, what a paycheck actually keeps after tax. Calculator outputs are estimates, and every page says so - each one links the official source (IRS publications, CFPB explainers, program rules) so a reader can confirm the figure before committing money to it.

What Patricia covers

Published pages (34)

Every page below carries this author's byline and its last-updated date under the title.

Editorial standards

Calculator assumptions are stated on the page, worked examples are checkable by hand, and inputs are never tuned to produce a bigger number than the source supports. See the methodology page for the verification process and the affiliate disclosure for how we earn.