At a glance
Every cell below was copied from the firms' own sites on the date of this article - their program pages, plan tables and published rules, as displayed at the time of writing. Evaluation terms in this category are revised frequently, so treat this as a structural snapshot and confirm current values on both official sites.
| Dimension | The5ers | Funding Pips |
|---|---|---|
| Founded | Since 2016, with the site marking ten years of operation | Dubai-based; FundingPips Corp registered in the Comoros Union (company HY01223081) |
| Company scale | 262K pro traders, 171 employees across 24 countries | Over 1,000,000 traders from 195+ countries; ISO 27001, 22301 and 9001 certifications displayed |
| Program lineup | 1-Step and 2-Steps CFD programs plus a futures track | Zero (instant), 1-Step, 2-Step, 2-Step Pro and 2-Step Flex models |
| Evaluation terms | $100K 1-Step displayed: unlimited period, 10% target, 6% max loss, 3% daily loss, 50% daily consistency, 1:100 leverage, $249 price | 2-Step: 8% / 5% targets, 10% max loss, 5% daily loss, 3 minimum days; 2-Step Pro: 6% / 6%, 6% max / 3% daily, zero minimum days |
| Profit share | Program table listed 75%-25% profit share plus a 10% bonus on the funded stage | 60% weekly / 80% bi-weekly / 90% on-demand / 100% monthly on standard accounts; Zero fixed 95% bi-weekly; Flex chooses 80% or 95% |
| Funded-stage fees | One-time fee listed, refunded from the third payout on the displayed program | One-time non-refundable program fees by policy; Zero starts from $59 |
| Payout terms | Minimum withdrawal $250 and a $2,000 payout cap shown in the $100K funded column | Minimum reward request 1% of Master Account size; Pro weekly rewards need a 35% consistency score and 7 profitable days |
| Account scaling | Marketing centers on scaling manage up to $4,000,000 | Four-tier Hot Seat ladder - Launchpad, Ascender, Trailblazer, Hot Seat - toward up to $2,000,000 and a flat 100% split |
| Markets | CFDs in forex, metals and indices, plus futures programs | Simulated CFD environment across forex, metals, crypto and indices; 1:100 forex leverage shown |
| Platforms | Program pages cover the CFD stack and futures track details | MetaTrader 5, Match-Trader and cTrader |
| Education and community | The5ers Academy with classes, webinars and weekly sessions; Discord community; 24/7 support | Dashboard Economic Calendar as official news source; Certified FundingPips Trader track after Level 10 or a $2M PRIME account |
| Trust signals | Trustpilot and PropFirmMatch badges displayed, plus industry award graphics | Zero reward denials marketing; ISO certifications displayed; no broker or custodian role claimed |
Company backgrounds
The5ers has been running since 2016 and the site marks a decade of operation with the staffing numbers to match: 262,000 pro traders, 171 employees across 24 countries. It presents as an established, heavily staffed operation - Trustpilot and PropFirmMatch badges and industry award graphics sit alongside the program table, and support runs 24/7.
Funding Pips presents as a modern, compliance-forward challenger. The firm is Dubai-based, programs are provided by FundingPips Corp registered in the Comoros Union with a published company number, and the homepage displays ISO 27001, ISO 22301 and ISO 9001 certifications. Its scale claim is larger - over 1,000,000 traders from 195+ countries - and its rules page spells out that every account is a demo account in a simulated environment with fees treated as service fees, not deposits.
Program design: one table against five models
The5ers keeps its offer legible. The programs page consolidates evaluation parameters into a single table - for the $100K 1-Step shown: an unlimited trading period, 10% target, 6% maximum loss, 3% daily loss, 50% daily consistency, 1:100 leverage and a $249 price - alongside 2-Steps CFD programs and a futures track as parallel tabs. A trader can read the whole shape of the program in one screen.
Funding Pips instead runs five models as deliberate product tiers. Zero removes the evaluation entirely - instant funding from $59, no profit target, gated by a 15% consistency score and seven profitable days before the first reward. The classic 1-Step and 2-Step models follow, 2-Step Pro tightens to 6% targets in both phases with 6% maximum and 3% daily loss limits up to $200K accounts, and 2-Step Flex - documented in August 2026 - lets buyers choose at checkout between an 80% split with one minimum trading day or a 95% split requiring three profitable days of 0.5% or more each.
The numbers each firm publishes
The5ers publishes a parameter row per program with the fine print attached: the displayed $100K 1-Step row carries its price, leverage, consistency and loss caps in the same table, and the funded column shows a $250 minimum withdrawal against a $2,000 payout cap. The firm also states that the one-time fee is refunded from the third payout on the displayed program - a refund mechanic published next to the price rather than buried in terms.
Funding Pips distributes its numbers by model page and help center. The standard 2-Step table shows 8% and 5% phase targets, 10% maximum and 5% daily loss, three minimum trading days and $529 for a 100K account. Pro documents 6% targets in both phases with zero minimum trading days, and its weekly rewards require a 35% consistency score with at least seven profitable days of half a percent or more - plus a published violation ladder: the second breach halves the split, the third cuts it to 20%, the fourth closes the account.
Profit share and payout mechanics
The5ers expresses share as a program-level split: the table showed 75%-25% with a 10% bonus on the funded stage, which reads as a simpler proposition - one split, one bonus, visible on the same page as the evaluation rules. Payout gates are equally concrete: a $250 minimum withdrawal and a $2,000 cap visible in the $100K funded column.
Funding Pips expresses share as a function of patience. Standard accounts pay 60% on the weekly cycle, 80% bi-weekly, 90% on-demand and 100% monthly - the trader chooses the rhythm and takes the corresponding split. The Zero model fixes 95% bi-weekly, Flex buyers pick 80% or 95% at checkout, and minimum reward requests are 1% of the Master Account size including the firm's share. The design rewards waiting rather than promising a single headline number.
Rules that shape the day-to-day experience
The5ers embeds its day-to-day constraints in the program table itself: the 50% daily consistency rule on the displayed 1-Step, the unlimited period that removes calendar pressure, and 1:100 leverage that sets position-sizing ceilings. The futures track sits alongside as a separate program tab for traders who want exchange-traded contracts instead of CFDs.
Funding Pips publishes its operating rules with equal specificity but across more documents: the dashboard Economic Calendar is the official news source with phase-dependent restrictions around high-impact events, program fees are non-refundable service fees, and services are excluded for residents of FATF and EU/UN sanctions list countries, Vietnam and the UAE. Its news restriction is a stated rule rather than a hidden one, which matters for event traders.
Scaling, certification and growth
The5ers markets scaling centrally: the site's growth story centers on the ambition to manage up to $4,000,000, and the education layer - The5ers Academy with classes, webinars, weekly sessions and a Discord community - supports the same long-arc positioning. Ten years of operation and a 171-person organization back the claim structurally.
Funding Pips runs the more gamified ladder. Four Hot Seat tiers - Launchpad, Ascender, Trailblazer and Hot Seat - target up to $2,000,000 in total funding with a flat 100% split at the top, and a certification track awards Certified FundingPips Trader status after Level 10 or a $2 million PRIME account, with PRIME accounts described as growing 10% per level and additional rewards advertised up to $20,000 per month based on activity.
Which firm fits which trader
The5ers fits the trader who wants one readable table: published parameters, a declared split, a visible refund mechanic, a futures alternative and an unlimited period, all from an organization that has operated for a decade with staff and support to show for it. Disclosure-by-consolidation is its competitive edge.
Funding Pips fits the trader who wants product choice and cycle control: skip the evaluation with Zero, tune split versus speed across four payout cycles, take the 95% Flex option if profitable days suit you, and climb the Hot Seat ladder toward $2M. Its rulebook is longer, but it publishes the penalty ladder too - read it before choosing the aggressive cycle.
Editorial note
dangcash may earn a commission when you follow a link from this page. Compensation does not influence which firm is portrayed more favorably in any section above - the figures come from each company's published pages, and the official links are included so you can audit them yourself.
Related pages
- The5ers provider profile - programs and tracked offers
- Best prop firms 2026 - the full ranked comparison
- Prop firm reviews - side-by-side research notes
- Active prop firm offers
Frequently Asked Questions
Which is better, The5ers or Funding Pips?
Neither is universally better. The5ers leads on consolidated disclosure - one program table with price, targets, loss caps, consistency and payout gates - and on published refund mechanics. Funding Pips leads on choice: five models including instant funding, four payout cycles from 60% to 100%, and a published four-tier scaling ladder. Match the firm to how you prefer rules to be presented.
Which firm has the higher profit split?
Funding Pips reaches higher numerically - 100% on the monthly cycle or the top Hot Seat tier, with Zero fixed at 95% - while The5ers showed a 75%-25% program split plus a 10% funded-stage bonus. The Funding Pips number is cycle-dependent; the The5ers number is table-flat. Compare the cycle, not just the ceiling.
How long do I get to pass the challenge?
The5ers' displayed $100K 1-Step showed an unlimited trading period. Funding Pips sets minimum trading days rather than maximums on the models reviewed - three days on the standard 2-Step, zero minimum days on 2-Step Pro. Both designs avoid a hard deadline; confirm current terms on each official site.
Is there a free or instant option?
Funding Pips has instant funding: Zero starts from $59 with no profit target, gated by a 15% consistency score and seven profitable days before the first reward. The5ers routes visitors to its paid program table on the pages reviewed here. If you want to skip evaluation entirely, only Funding Pips publishes that path.
Do either offer futures programs?
The5ers lists a futures track as a program tab alongside its 1-Step and 2-Steps CFD programs. Funding Pips operates in the simulated CFD environment on MT5, Match-Trader and cTrader. Futures traders should start with The5ers' futures tab.
What payout minimums and caps apply?
The5ers showed a $250 minimum withdrawal and a $2,000 payout cap in the $100K funded column of its program table. Funding Pips sets the minimum reward request at 1% of the Master Account size including its share, with cadence determined by the cycle chosen. Both numbers are published on the firms' own pages - verify them before purchase.
Last updated: 2026-10-03