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FTMO vs The5ers: Which Prop Firm Is Better in 2026?

Two futures-only prop firms on opposite design philosophies - Apex Trader Funding's single evaluation against MyFundedFutures' four-plan menu - set side by side using only what apextraderfunding.com and myfundedfutures.com publish about their own programs.

Key takeaways

  • Reviewed: updated and reviewed by the Prop Desk on 2026-10-03.
  • Apex runs one evaluation into a Performance Account; MFF offers four named plans (Builder, Rapid, Rapid EOD, Pro) with different payout cadences.
  • Both publish their numbers: Apex prints a full parameter table including profit targets and drawdown limits by account size, MFF publishes its plan grid with prices, targets, splits and consistency rules.
  • Payout rhythm is the sharpest difference - MFF pays Rapid accounts daily with 75%+ auto-approved in seconds, Apex spaces reward requests five trading days apart on the Performance Account.

At a glance

Every cell below was copied from the firms' own sites on the date of this article - their program pages, plan tables and published rules, as displayed at the time of writing. Evaluation terms in this category are revised frequently, so treat this as a structural snapshot and confirm current values on both official sites.

DimensionApex Trader FundingMyFundedFutures
CompanyAustin, Texas; accounts bought after March 1, 2026 sit on the All New Apex program with legacy accounts untouchedMyFunded Futures, LLC (site copyright 2023-2026), branded MFFU
StructureOne evaluation to a Performance Account, with a live account described as a later potential inviteThree stages: Evaluation, Sim Funded (upgrade from the dashboard), then a Risk Team invitation to live capital
Account sizesFour evaluation sizes up to 150KFour plans sized $25K, $50K, $100K and $150K
Evaluation targetsPublished table: $1,500 (25K), $3,000 (50K), $6,000 (100K), $9,000 (150K)Plan grid shows a $3,000 target on the $50K examples displayed
Drawdown designEnd-of-day path calculated at market close and enforced next session, plus an intraday pathEOD trailing drawdown on Builder, Rapid EOD and Pro; intraday drawdown on Rapid
Time limits30-day access period, no minimum trading days - passing in one day is allowedPublished minimum days to pass: 1 (Builder), 2 (Rapid), 4 (Rapid EOD), 2 (Pro)
ActivationActivate within seven calendar days of passing; one-time fee, no recurring billingNo activation fee on any plan, framed alongside one-time payments with no renewals
Reward shareSite bullet claims 100% of requested rewards with no split while in Sim Funded90/10 split on Rapid; 80/20 on Builder and Pro; up to 90% at the live stage
Payout cadenceFive trading days between reward requests on the Performance AccountDaily on Rapid, every 48 hours on Builder, bi-weekly on Pro; 75%+ of payouts auto-approved in under a second
Consistency50% consistency standard on the Performance Account50% consistency on Builder only; published as None on Rapid, Rapid EOD and Pro
PlatformsTradovate, Rithmic and WealthCharts connection optionsTradovate and Quantower
MarketsEquity, currency, energy, metal, agricultural and micro futures on CME, CBOT, NYMEX, COMEX, plus EUREXCME Group futures only (CME, CBOT, NYMEX, COMEX) in the simulated environment; 24/7 perps run through a separate company
Published resultsHomepage promises: EOD drawdown, no payout denials, no MAE rule, no 5/1 risk-reward rule19.97% of evaluations completed, 39.2% of Sim Funded traders earned a payout, 4.2% promoted to live
Trust signalsTrustpilot 4.4 from roughly 18,000 reviews displayed on-siteTrustpilot 4.9 marked Excellent on-site; $250M+ paid to traders

Company backgrounds

Apex Trader Funding took the rebuild route. Accounts purchased after March 1, 2026 sit on the All New Apex program while every legacy account continues under its original terms, and the Austin, Texas firm frames the relaunch around promises printed on its own homepage: end-of-day drawdown, no payout denials, no MAE rule, no 5/1 risk-reward rule, built-in scaling and a 50% consistency standard. Its Trustpilot badge reads 4.4 from roughly 18,000 reviews.

MyFundedFutures sells the opposite experience - a menu rather than a single path. The site brands itself MFFU, states that $250M+ has been paid to traders, marks its Trustpilot score as 4.9 Excellent, and commits to publishing rules upfront: every target, limit and payout condition is described as fixed before a trader starts and unchanged after trading begins. Both firms run entirely simulated environments and say so in their own disclosures.

Program design: one evaluation against four plans

Apex compresses the front of the journey. One evaluation reaches a Performance Account: hit the target without touching the drawdown threshold, then activate within seven calendar days of passing. The activation is a one-time fee with no recurring billing, the evaluation itself runs on a 30-day access period with no minimum trading days - one-day passing is allowed - and the site's five-step roadmap ends with a potential invitation to a live account rather than a guaranteed stage.

MyFundedFutures spreads the same journey across four named plans. Builder is marketed as the easiest path to a first payout with a one-day minimum and 50% consistency; Rapid removes the consistency rule, moves the drawdown intraday and promises daily payouts; Rapid EOD keeps the daily payout but runs an end-of-day trailing drawdown over a four-day minimum; Pro targets the highest payout potential with bi-weekly cadence. Every plan is a one-time payment with no activation fee, and traders upgrade from Evaluation to Sim Funded directly from the dashboard - no waiting, no extra fee.

The numbers each firm publishes

Apex prints its entire evaluation table, which makes side-by-side planning possible before purchase. On the end-of-day path, profit targets are $1,500, $3,000, $6,000 and $9,000 for the 25K, 50K, 100K and 150K accounts; maximum drawdowns are $1,000, $2,000, $3,000 and $4,000; daily loss limits are $500, $1,000, $1,500 and $2,000; maximum contracts are 4, 6, 8 and 12; and consistency and scaling are marked as not applied during evaluation. The trading day resets at 6:00 PM ET.

MFF publishes a plan grid instead of a size grid, with promotional and regular prices side by side: Builder $92 promotional against $153 regular, Rapid $125 against $209, Rapid EOD $135 against $225, Pro $159 against $265. The displayed $50K examples show a $3,000 profit target and a $2,000 drawdown, minimum trading days of 1, 2, 4 and 2 across the four plans, and the consistency field reading 50% on Builder and None on the other three. Both firms thus publish enough to model a purchase - Apex by account size, MFF by plan personality.

Drawdown mechanics that decide failed evaluations

On the Apex end-of-day path the threshold is calculated once at market close and enforced the next session: touching it liquidates positions and fails the evaluation. The daily loss limit behaves differently - hitting it pauses trading for the rest of the session instead of failing the account. Apex also offers an intraday drawdown path alongside the EOD design, and bans hedging evaluations against each other, requiring independent directional trading only.

MFF attaches the drawdown model to the plan rather than to an option. Builder, Rapid EOD and Pro run an EOD trailing drawdown, Rapid runs an intraday drawdown, and the plan grid labels each one explicitly so the choice is visible before purchase. The consistency rule splits the same way: 50% on Builder, none on the daily-payout plans.

Reward share, fees and payout terms

Apex states that 100% of requested rewards are kept with no split while traders are in the Sim Funded stage, spaces reward requests five trading days apart on the Performance Account, applies a 50% consistency standard there, and promises no payout denials on its homepage. There is no recurring billing - the fee is paid once.

MFF splits revenue by plan: 90/10 on Rapid and 80/20 on Builder and Pro, with the live-capital invitation describing splits up to 90%. Cadence is the headline feature - daily payouts on Rapid, every 48 hours on Builder, bi-weekly on Pro - backed by the claim that more than 75% of payouts are auto-approved in under one second and paid daily rather than monthly. The firm also publishes its funnel: 19.97% of evaluation participants completed the required objectives, 39.2% of those who reached the Sim Funded stage earned at least one payout, and 4.2% were promoted to a live funded account.

Markets, platforms and rulebooks

Both firms are futures-only and both trade the regulated US exchange complex. Apex lists equity, currency, energy, metal, agricultural and micro futures across CME, CBOT, NYMEX and COMEX, adds EUREX instruments, and connects through Tradovate, Rithmic or WealthCharts with multiple vendor choices.

MFF restricts participants to standardized futures contracts on CME Group exchanges inside its simulated environment and explicitly prohibits equities, equity options, cryptocurrencies, CFDs and over-the-counter products. Its platform lineup is Tradovate and Quantower, with 24/7 support routed through a Discord community. A separate 24/7 perpetuals product exists, but the site states it is offered by Funding Perpetuals Holdings, Inc., a different company whose track record does not apply to MyFunded Futures.

Ecosystem, growth and support

Apex builds its growth story on built-in scaling inside the Performance Account and a live step described as a potential invite for traders showing long-term risk management. Support and community run alongside the program rather than as a separate curriculum, and the firm leans on its published help-center tables as the transparency proof point.

MFF makes the middle stage the ecosystem centerpiece: hit the targets, click Upgrade in the dashboard, and receive the Sim Funded account immediately with no activation fee. The Risk Team may then invite consistent traders to a live brokerage account with real capital, subject to eligibility, with splits up to 90%. Community answers run 24/7 in Discord, and the program performance percentages are printed in the site's own disclaimers rather than hidden.

Which firm fits which trader

Apex fits the trader who wants a spec sheet: one evaluation, a published table of targets, drawdowns, daily limits and contract caps for every size, a 30-day window with no minimum days, and both EOD and intraday drawdown designs to choose from. The published parameters make it the more auditable of the two before any money changes hands.

MFF fits the trader who wants cadence and choice: four plans covering a one-day builder through a bi-weekly pro track, zero activation fees, daily payout rhythms, a 90/10 headline split, and an instant dashboard upgrade into the funded stage. The four-plan grid is the more flexible starting point when payout speed and consistency tolerance matter more than a single canonical evaluation.

Editorial note

dangcash may earn a commission when you follow a link from this page. Compensation does not influence which firm is portrayed more favorably in any section above - the figures come from each company's published pages, and the official links are included so you can audit them yourself.

Related pages

Frequently Asked Questions

Which is better, Apex Trader Funding or MyFundedFutures?

Neither is universally better. Apex leads on published evaluation parameters and drawdown choice - a full table of targets, limits and contracts per size. MFF leads on payout cadence and plan flexibility, with daily payouts on Rapid, zero activation fees and four distinct plans. Match the plan structure to how fast you want paid and how much parameter transparency you want before purchase.

How long do I get to pass the evaluation?

Apex publishes a 30-day access period with no minimum trading days, so passing in one day is allowed. MFF publishes minimum days to pass per plan - 1 on Builder, 2 on Rapid, 4 on Rapid EOD and 2 on Pro - but frames the window as a minimum rather than a deadline. Confirm current terms on both official sites.

Which firm pays out faster?

MFF is built around speed: daily payouts on Rapid, every 48 hours on Builder, bi-weekly on Pro, with 75%+ of payouts auto-approved in under a second. Apex spaces reward requests five trading days apart on the Performance Account. For the fastest published cadence, MFF has the clearer claim.

Do either publish their success rates?

MFF publishes funnel percentages in its own disclaimers - 19.97% of evaluations completed, 19.95% advancing past the evaluation, 39.2% of Sim Funded traders earning a payout and 4.2% promoted to live. Apex publishes parameter tables rather than a participant funnel. Both disclosures are on their own sites.

Which futures exchanges can I trade?

Apex lists equity, currency, energy, metal, agricultural and micro futures on CME, CBOT, NYMEX and COMEX plus EUREX. MFF restricts trading to standardized futures on CME Group exchanges in its simulated environment and prohibits equities, options, crypto, CFDs and OTC products. MFF's 24/7 perpetuals product runs through a separate company.

Is there an activation fee?

Apex charges a one-time activation within seven calendar days of passing, with no recurring billing. MFF publishes $0 activation fees on any plan. Compare total one-time cost on the pricing pages of both sites before buying.

Last updated: 2026-10-03